We are unable to assess an application without sufficient supporting documentation

Packaging requirements information

• Mandatory Documentation

  Required for ALL Applications	Fully completed application form. Three years address history for all applicants. Interest only repayment vehicle (specific details of asset to be used for repayment) - click here. Evidence of income*.
  All Buy to Let Applications	Anticipated/actual rental income of the subject property.
  Portfolio Landlord Buy to Let Applications	Portfolio Landlords - Property Schedule Portfolio Landlords - Business Plan
  Help to Buy Applications	Authority to proceed document.
  * Evidence of Income	Employed applicants: Last three months wage slips and latest P60/March payslip. Self employed applicants: Last two years HMRC Tax Calculations and Tax Year Overviews or last two years audited accounts. Retired Applicants: Latest pension statement and last 3 months bank statements evidencing pension income being received over the last 3 months.
  Miscellaneous	Whilst the following documents are not mandatory at time of application please ensure they are provided as soon as possible: Intermediary panel application form (if applicable). Signed direct debit mandate.

• ID

  Electronic ID

  In most instances we are able to verify ID electronically and no further evidence is required.

  Where ID cannot be verified electronically

  One item from List A and one item from List B below: List A (proof of name) Current UK Drivers Licence/Card Current UK Passport Benefit or Pension Book Armed Forces, Police, Fire or Ambulance ID Card Disability Badge, which includes a photograph (Preferably Passport to be obtained) List B (proof of address) All documents must show the applicants address and must be either an original document or certified copy.   Bank/Building Society Statement (savings/mortgage) or credit card statement less than three months old Utility Bill (gas, electric, telephone, council tax) less than three months old Latest Buildings Insurance Policy Schedule Notice of Tax Coding Vehicle Registration Document Medical Card Current UK Drivers Licence/Card (not provisional) Pension/Benefit Statements

• Income

  Employed Applicants	P60. Last 3 months wage slips.
  Self Employed	Accountants certificate to be requested by the Society. Self Certification/non-qualified accountant - last 2 years copies of HMRC Tax Calculations and Tax Year Overviews.
  Retired Applicants	Last 3 months pension payslips or Latest pension statement and last 3 months bank statement evidencing receipt of pension income.
  Income from unencumbered rental properties	AST and 3 months bank statements to show receipt of rent.
  Investment Income	Accountants certificate or last 2 years copies of HMRC Tax Calculations and Tax Overviews.
  Maintenance	Copy of court order or 6 months bank statements.

• Property

  Solar Panels (Leased)

  Lease documentation.

• Deposit

  Deposit from own resources	Although not required in all circumstances, proof of deposit may be requested which must show the accumulation of funds.
  Gifted Deposit	Letter signed by the person making the gift, which can be downloaded from the literature section.

• Other Properties Owned

  Buy to Lets in the background	For residential applications, please provide copies of AST’s for all BTL properties owned.
  Residential applications, where the existing home is to be let out	Letter from a letting agents stating anticipated rental income.

• Interest Only Applications

  Sale of Property (Buy to Let Applications)	Property title deeds/legal document of ownership.
  Sale of Property (Residential Applications)	Property sales particulars for an example property in the area and of the type they anticipate downsizing to.
  Investment Plan	Latest annual/bonus statement or forecast.
  Other Assets	Property title deeds/legal document of ownership.
  Capital repayments	No further evidence required.
  Savings	Account book or bond statement.
  Pension Lump Sum	Evidence of the current value, and estimated final value lump sum.

• Fees

  Payment by cheque	Please make cheques payable to Leek Building Society.
  Payment by Debit/Credit Card	We will contact you to obtain details upon receipt of the application.

• Right to Buy

  Right to Buy

  Landlords Offer Notice.