Accidental damage
Accidental damage cover which protects against sudden, unintentional and unforeseen incidents such as smashing a window with a football or hammering a nail into a pipe.
Personal Possessions
Items you take outside your home worth less than £2,500 individually are not covered automatically for loss, theft or damage by contents insurance. If you want to insure these items, for example jewellery or mobile phones, you’ll need to add personal belongings cover. There is a limit per item of £2,500 and individual limits also apply for mobile phones (£500), personal money (£750) and credit cards (£1,000). Items with a value above these limits need to be specified individually to be covered on the policy.
Home Emergency Protection
Home Emergency Protection provides immediate assistance from professional tradesmen to deal with a range of emergency incidents around the home that need resolving as soon as possible. This includes boiler breakdown, failure of electrical power or lost keys. The policy provides cover up to £1,500 (inc VAT) per claim with no annual maximum limit on claims.
Family Legal Cover
Family Legal Protection policy provides £150,000 of legal cover and is designed to aid customers through difficult and often stressful legal situations such as Employment Disputes, Personal Injury claims or Property Infringement cases.